Pay by bank transfer gateway Europe?
Want to offer direct bank payments (open banking style) to reduce card fees and chargebacks. Any good options in EU?
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Want to offer direct bank payments (open banking style) to reduce card fees and chargebacks. Any good options in EU?
New businesses get hit hard with risk checks – I launched mine 10 months ago and got rejected/held by two big names before finding a better fit. Went with a provider that’s more startup-friendly for standard e-commerce (non-high-risk categories). They approved me in 4–6 business days after I sent business registration, ID, website screenshots, and a basic description of products/flow. No massive upfront reserve, just a small rolling one that drops off after consistent volume. Rates started reasonable for a starter (around 1.6–2.1% + fixed), and I was live processing cards within a week of approval. Their focus is purely on card payments so integration was clean (plugins for WooCommerce/Shopify etc.). I used https://www.fenige.com/products/card-payments to get started – the product page breaks down the card acquiring clearly, and their team was quick on questions about new-account policies. If you’ve got a legit site and aren’t in a restricted niche, it’s doable without insane delays. Get your docs ready early and you should be fine. Good luck with the launch!