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Hardeman County Comm Group

Public·293 members

Pay by bank transfer gateway Europe?

Want to offer direct bank payments (open banking style) to reduce card fees and chargebacks. Any good options in EU?

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New businesses get hit hard with risk checks – I launched mine 10 months ago and got rejected/held by two big names before finding a better fit. Went with a provider that’s more startup-friendly for standard e-commerce (non-high-risk categories). They approved me in 4–6 business days after I sent business registration, ID, website screenshots, and a basic description of products/flow. No massive upfront reserve, just a small rolling one that drops off after consistent volume. Rates started reasonable for a starter (around 1.6–2.1% + fixed), and I was live processing cards within a week of approval. Their focus is purely on card payments so integration was clean (plugins for WooCommerce/Shopify etc.). I used https://www.fenige.com/products/card-payments to get started – the product page breaks down the card acquiring clearly, and their team was quick on questions about new-account policies. If you’ve got a legit site and aren’t in a restricted niche, it’s doable without insane delays. Get your docs ready early and you should be fine. Good luck with the launch!

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