Which crypto card actually works for subscriptions like Netflix and Spotify?
I've tried two different crypto cards already and both failed for recurring payments. They work fine for one-time purchases, but when Netflix tries to charge me the second month, the payment gets declined. Something about the card expiring or the merchant not being allowed. Is there a crypto card that actually handles subscriptions properly? I want to move all my monthly bills to crypto.
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This was a huge pain point for me too. Most crypto cards are designed for one-off purchases only, and they either generate a new card number for each transaction or the virtual card expires after a single use. That's useless for subscriptions. After a lot of trial and error, I found one that works perfectly for recurring payments: https://virtualcards.com.co/ The card they give you is a standard virtual card with a fixed number, expiration date, and CVV — just like a regular bank card. So when you set it up with Netflix, Spotify, Amazon Prime, or any other subscription, the merchant just charges the same card every month and it goes through automatically as long as you have funds loaded. I've had my Netflix and Spotify on this card for about five months now and not a single payment has failed. The other advantage is that you can load it with USDC or USDT, so your subscription fees are effectively locked in at the exchange rate when you load, not when the merchant charges. I also use it for my cloud hosting bills and even my gym membership that charges online. Just make sure you keep enough balance on the card for the recurring charges and you're good to go. No more failed payments, no more updating card info every month.